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The Original Mane 'n Tail - Animal Care - Career Benefits Summary 2016-2017

Career Benefits Summary 2016-2017

  • Our employees are our most valuable asset. That’s why at Straight Arrow Products, Inc. we are committed to a comprehensive benefit program that helps our employees stay healthy, feel secure and maintain a positive work-life balance. New employees are eligible for most benefits on the first of the month following 2 full months of employment.   Below is an overview of the benefits.

    MEDICAL:  Capital Blue Cross

    A Capital Blue Cross PPO plan that provides comprehensive medical and prescription drug coverage and access to a broad network of providers.

    The plan, provided to employees at no cost, includes:

    • A Health Reimbursement Arrangement (HRA) that pays a portion of the plan deductible.
    • Because of the HRA employees with individual coverage are responsible only for the first $500 of the $4,000 in-network deductible
    • Those with family coverage are responsible for the first $1,000 of the in-network deductible.
    • After that Straight Arrow covers all deductible expenses up to $4,000 for individual and $8,000 for family coverage.
    • The company contributes to premium cost of insuring dependents.

    Employees may waive participation in this benefit and receive an extra monthly payment.

    DENTAL:  AlwaysCare Dental

     The dental plan covers:

    • Preventive, basic, major, and orthodontic services.
    • Employees and each covered dependent have $1,000 in annual benefits
    • $1,000 lifetime maximum for orthodontics.
    • There is no waiting period to access covered procedures.

    VISION:  Avesis Vision

     The Avesis vision plan provides coverage for:

    • Annual eye examinations, lenses or contacts, and frames.
    • $10 copay for an annual eye exam.
    • Allowance for purchase of frames and spectacle lenses.
    • Coverage for contacts in lieu of glasses. Discounts on laser surgery.

     COMPANY-PROVIDED TERM LIFE INSURANCE and Accidental Death and Dismemberment Insurance

    • Straight Arrow pays 100% of the coverage.
    • One times earnings to a maximum benefit of $70,000
    • Benefit paid for medical or accidental death to your designated beneficiary
    • Age reductions apply

    OPTIONAL WHOLE LIFE INSURANCE  — New York Life (NYL)

    • Purchase whole life insurance on yourself, spouse, dependent children and grandchildren
    • Coverage amounts up to $150,000 on you; $50,000 spouse; and $25,000 child and grandchild
    • 100% employee paid via payroll deduction

     

    401(k) RETIREMENT PLAN

    • Eligible after 1 year of service
    • Easy to save with payroll deduction
    • Variety of investment options to help your money grow
    • Employer match

    VOLUNTARY BENEFIT OPTIONS—AFLAC

    • Disability Income Protection – Provides a source of income during a disability when you can’t work.
    • Personal Sickness Insurance – covers some out-of-pocket medical costs during a period of illness.
    • Accident Insurance – pays cash benefits to you to cover costs resulting from an unexpected injury.
    • Cancer and Critical Illness – covers some medical costs incurred for specific serious illnesses.
    • Life Insurance–purchase a $25,000 policy.

    SPENDING ACCOUNTS

    Medical / Health Care Spending Account

    • $2,550 annual maximum
    • Pre-tax savings account to cover health care expense not covered by insurance
    • Deductibles, copays, prescription drugs, dental and vision expenses
    • Debit card allows you easy access to the funds in  your account
    • IRS rules allow you to roll over up to $500 to the next plan year

    Dependent Care Spending Account

    • $5,000 annual maximum
    • Pre-tax savings account for elder care and child care expenses.
    • Non-residential adult daycare expenses
    • Pre-school and after school daycare (up to age 13)
    • Full day daycare up to kindergarten
    • Plan wisely — Use it or lose it provision.

    TIME OFF  

    • Vacation, personal days, and sick time
    • 9 paid  holidays

    EMPLOYEE ASSISTANCE PROGRAM  (EAP)

    • Confidential counseling available for employees and dependents living in the Lehigh Valley
    • Five in-person counseling sessions per year
    • Free, voluntary, confidential counseling.

    OTHER BENEFITS

    • Free company products
    • Free company apparel
    • Free admission to local events
    • Holiday employee party